Here are 3 ways that getting a wind mitigation inspection could save you money:
1. Save With Insurance Incentives
The state of Florida requires insurance companies to provide homeowners with insurance discounts if their home has certain safety features. The more safety features your home has the more wind mitigation credits you get and the more you save on your insurance. In order to qualify for these credits the inspection must be done by an inspector who is licensed and insured by the state of Florida.
If your home was constructed relatively recently, then it’s a safe bet that you’ll see at least enough in savings to cover the cost of the inspection since your roof will have been built to the most recent standards, so there’s really no downside to having one performed.
2. Make The Most Of Home Repairs
At a certain point your home is going to experience some wind damage, and it may not always be covered by your insurance. Having someone experienced who can look at your home and its structural components, such as the roof-to-wall connections and quality of windows and doors, can tell you what’s working and what you can improve can really help you in the long run.
Typically, a new roof will save you the most money in the long run, as your roof is the source of the biggest available discounts on insurance. While windows and doors can provide a discount as well, replacing them is typically cost prohibitive and so most people do so for the sake of security and peace of mind rather than as a money saving feature.
3. Save Yourself Some Trouble By Worrying Less About Your Home
There’s something to be said for the value of peace of mind. With a wind mitigation inspection you can, at the very least, sleep easier knowing that you are as prepared as possible for any eventuality. This may not translate directly to money in your pocket, but we think you’ll agree that it’s a benefit worth keeping in mind. Knowing that your roof is secured to the highest standards and is less vulnerable to severe weather, or that you’ve invested in windows and doors that can withstand high winds may not always reap a financial reward but can still be worthwhile.
A wind mitigation inspection will help you find out whether or not there are weak spots in your home so that you can make improvements that protect your family from dangerous weather, or use the preexisting improvements to save money on your insurance premiums.
Please contact us today to schedule a wind mitigation inspection for your home or to learn more about our other home inspection services.